Real-time rates from 15+ providers. No hidden fees. Trusted by 50,000+ Nigerians in USA, UK and Canada.
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Sender country
Recipient country
Live comparison table
We rank providers by the NGN your recipient actually gets after fees, so you are not fooled by headline rates.
Mid-market
1,378.49 NGN/USD
Top performer
LemFi
Refreshed
Apr 6, 12:00 AM
Corridor summary
Sending USD 500 from USA to Nigeria
Last updated: Apr 6, 12:00 AM
Live rates via ExchangeRate-API. Auto-refreshes every 60 seconds.
Exchange rate
1,382.62 NGN/USD
Transfer fee
$0.00
Amount received
₦691,310
Delivery
Best-value bank deposits to Nigeria
Nigeria-focused product design with strong diaspora awareness.
Exchange rate
1,379.87 NGN/USD
Transfer fee
$0.99
Amount received
₦688,569
Delivery
Value-conscious app-first senders
Diaspora-focused product messaging and polished UX.
Exchange rate
1,377.11 NGN/USD
Transfer fee
$0.99
Amount received
₦687,192
Delivery
Users focused on African transfer routes
Built with African cross-border corridors in mind.
Exchange rate
1,378.49 NGN/USD
Transfer fee
$1.49
Amount received
₦687,191
Delivery
Users already moving money across multiple balances
Appeals to remote workers and multi-currency account holders.
Exchange rate
1,372.97 NGN/USD
Transfer fee
$0.00
Amount received
₦686,485
Delivery
Diaspora users who want quick bank deposits without an added fee line
Supports sending to Nigeria from the USA, UK, and Canada with bank-focused delivery.
Exchange rate
1,371.60 NGN/USD
Transfer fee
$0.99
Amount received
₦684,442
Delivery
Five-figure transfers and business senders
Popular with larger-value international transfers.
Exchange rate
1,367.46 NGN/USD
Transfer fee
$0.00
Amount received
₦683,730
Delivery
Quick sends with simple mobile UX
Strong reputation among diaspora mobile users.
Exchange rate
1,368.84 NGN/USD
Transfer fee
$1.99
Amount received
₦681,696
Delivery
Users comfortable with app-based money movement
Fast-moving African fintech with diaspora traction.
Exchange rate
1,370.22 NGN/USD
Transfer fee
$3.99
Amount received
₦679,643
Delivery
Urgent transfers and mixed payout options
Well known for speed and onboarding simplicity.
Exchange rate
1,360.57 NGN/USD
Transfer fee
$1.50
Amount received
₦678,244
Delivery
Users who prefer predictable pricing
Simple fee structure and broad market recognition.
Exchange rate
1,363.33 NGN/USD
Transfer fee
$2.99
Amount received
₦677,589
Delivery
Brand familiarity inside African fintech
Backed by a recognizable African payments brand.
Exchange rate
1,366.08 NGN/USD
Transfer fee
$4.49
Amount received
₦676,906
Delivery
Diaspora users who want a quick setup
Solid mobile-led experience for repeat transfers.
Exchange rate
1,375.73 NGN/USD
Transfer fee
$7.99
Amount received
₦676,873
Delivery
Bank transfers with mid-market pricing
Public fee breakdown and strong app experience.
Exchange rate
1,363.33 NGN/USD
Transfer fee
$4.99
Amount received
₦674,862
Delivery
Cash pickup and airtime add-ons
Known brand with broad payout coverage.
Exchange rate
1,353.68 NGN/USD
Transfer fee
$6.99
Amount received
₦667,378
Delivery
Recipients who prefer physical pickup points
Massive global network and brand familiarity.
Exchange rate
1,349.54 NGN/USD
Transfer fee
$7.99
Amount received
₦663,987
Delivery
Emergency pickup transfers
Strong offline pickup distribution in key markets.
How it works
Pick your sending country, enter how much you want to send, and lock Nigeria as the payout market.
We line up rate, fee, speed, and payout value side by side so you see the real winner instantly.
Choose the provider that fits your budget and speed. We never hold funds or process transfers ourselves.
Savings calculator
Based on a USD 500 transfer, LemFi currently delivers more than MoneyGram after fees and spread.
Best value
LemFi
Recipient gets ₦691,310
Less efficient route
MoneyGram
Recipient gets ₦663,987
Currency trends
Track short-term movement before you send. Toggle between 7, 30, and 90-day views to spot better entry points.
Smart sending
Your best live route right now is LemFi, delivering up to ₦691,310 on this transfer.
SaveRateAfrica compares effective value, transfer fee, and speed together so you can choose based on what matters today: urgency, cost, or payout.
Need more ways to save?
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Explore credit cardsProvider reviews
"I used to lose too much value on hidden spreads. SaveRateAfrica showed me LemFi was delivering over N6,000 more on my monthly send."
Ada O.
Nurse in Houston · uses LemFi
"I needed speed for emergency bills. The comparison made it obvious which provider could land instantly without guessing."
Tunde A.
Graduate student in Chicago · uses Remitly
FAQ
It changes by day, funding method, and corridor. SaveRateAfrica ranks providers by actual NGN delivered after fees so you see the best-value option for your exact send amount.
Wise often wins on transparent pricing and repeat bank transfers, while Remitly is strong when speed, promotions, or cash pickup matter more. The better option depends on your amount and urgency.
Most diaspora senders benefit from watching rate momentum rather than reacting to headlines. Use the trend chart and rate alerts to catch favorable moves instead of sending blind.
Yes. Limits vary by provider, sender verification level, funding source, and receiving channel. Large transfers usually require extra ID checks and may unlock better pricing.